Money Struggles!

MONEY, MONEY, MONEY.

I am one of those people that have always had issues when it comes to money. From the age of 12-13 years old, I began to save any bit of money that I managed to receive. Whether it was £1 or even a £5 note, I made sure that it was saved in a money jar and not spent on something meaningless. Thinking about it now, I'm so happy that I didn't grow up receiving pocket money from my Mum as I really appreciate the value of money to very this day.

 It all started when I was in Secondary School. You know when you're 13 and you want to go out shopping or to the cinemas with your friends? Yeah, well as I was so desperate to do all that, I needed to figure out how I would pay for it. Usually I have a great memory of my past, but for some reason I cannot seem to remember how I saved my money while in school, so I guess that's a story for another day!

College!
This is where my money management mindset kicked into overdrive ;)

As I had to get the train to college everyday and I needed money for lunch, my mum supplied me with £20 for the entire week. Now this was more than enough, as I started to realise that I always had around £5 or under leftover from each week. As my GCSE Maths brain finally kicked in, I decided to start adding up how much it would cost me to get the train to college each week. It totaled up to around £10 and as I wasn't such a big eater back in my college days, I limited my lunch to £5 for the entire week - crazy right?

So by doing this, every Monday afternoon I would head to the bank and put away £5 of my week's money in my account. Sooner or later it began to add up and I started to see a nice and healthy bank balance, which made me smile. Sure I was taking a big risk on when it came to eating, but I know how my stomach works so I was okay. Towards the end of my first year of college I managed to land myself an amazing, well-paid job and no longer needed to rely on that £5 entering my bank account each week.

To this day, I still am forever thankful for getting employed whilst in college. As I had a great income each month, I stopped receiving money from my Mum. I think she still gave me £10 a week but I'm sure it stopped at one point, I don't recall. Apart from that, I no longer struggled. I was able to pay for my MacBook Air, an iPhone Contract, Driving Lessons and many more things including $1000 spending money for New York. Even though I got myself luxurious items, I still put half of my earnings in a savings account for a car in the future, but my plans have changed now. All I want to get across is that if you're struggling like I did, something will come and impact your life. Whether it is a great job opportunity or a huge amount of winnings - it will come in it's due time.

So after all that, then what did I go and do? I quit my job to pursue University haha! :)

 Sometimes you have to give up such an amazing opportunity for a bigger thing that hasn't been introduced to your life yet. Who knows where life will take me in the future? By choosing University, I got 3 jobs instead of one. A year ago I would have never believed this to happen to me, but sometimes you just have to follow your gut instinct instead of sticking to what you know.

"Do what you love and the money will follow."

SaveSave

No comments